Myth or Fact: Home Improvement Loans are Only for Necessary Repairs?

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Want to remodel or renovate your home? Could a home improvement loan help get the job done or is it only good for essential repairs? In Myth or Fact – find out …

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Bathroom remodel 8

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Bathroom remodel 8

A bathroom remodel, focus on the toilet and wainscoting.

Posted by SureFoundationNJ on 2010-02-11 21:48:34

Tagged: , wainscoting , toilet , bathroom , remodel … Read More

Ten Tips For Choosing a Roofing Contractor

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One of the best ways to choose a roofing contractor is to speak with them over the phone or meet with them and ask them some questions. To locate a roofing contractor to contact you can ask friends and family for referrals or do a Google search as there are many great roofing directory sites that will provide a short list of roofers in your area. Its also worthwhile to check out the contractor's own website as well.

Doing a little digging may seem time-consuming but what is even more time-consuming not to mention costly is to fix a botched roof job. So how should you select a roofing contractor? Tips for selecting a roofing contractor fall into three categories: the contractor's qualifications, the contractor's work, and the contractor's past. Read the tips below.

Qualifications

  • First, do not hire a roofing contractor who is not licensed. However, just because a contractor is licensed does not necessarily mean the contractor is a committed professional who will do excellent work. You can tell more about a contractor's commitment by seeing if the contractor is a member of a trade association and if the contractor has taken any continuing education training. If the contractor says yes, call the trade association and ask to see certificates of the continuing education.
  • Make sure they have a permanent business. When selecting a contractor, you need to be confident that the contractor will be able to complete the work they promised to do. One of the best ways to have this confidence is to select a contractor who can financially commit to finishing your project. The contractor should have a permanent phone number and address. Visit their business to see if they have the equipment and employees to complete your project successfully.
  • Ask if they have insurance coverage and how much. Just because they have insurance, it might not be very much coverage. Have the contractor show you a certificate of insurance. Contractors can get a certificate of their insurance that shows coverage dates and policy limits from their insurance carrier. Also ask if they have workers' compensation coverage. Because property owners can be sued for accidents that occur on their property, it is very important that all contractors have workers' compensation insurance.

The Contractor's Workmanship

  • All contractors also need to have a safety plan so ask your potential contractor to provide you with one. Safety plans are important for making sure projects get completed and are required by the Occupational Safety and Health Administration (OSHA).
  • Find out how long the contractor's warranty on work performed is. A typical time period is one year or longer. The length of the warranty does not matter so much as when the contractor plans to stand behind the warranty. Good contractors often will work beyond a written contract. Keep in mind that the manufacturer provides product warranties and often warranties are only valid if a contractor is "certified" to install the product. Be sure to talk to your contractor about
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Home Improvement Ideas | Personal Loan | Bajaj Finserv | HD

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Upgrading your house for making the ordinary look extra ordinary? Here is how you can begin with ease. Apply for a #PersonalLoan for home improvement up …

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1966 AMC Ambassador 990 DPL (Diplomat) 2-Door Hardtop (2 of 9)

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1966 AMC Ambassador 990 DPL (Diplomat) 2-Door Hardtop (2 of 9)

Photographed at the Lowe’s Home Improvement Warehouse "Toys for Tots" Car Cruise in Springfield, Illinois on October 8, 2011. This is an annual event held in association with the Cool Cruisers Car Club and the Central Illinois Mustangers.

Please visit my collection of Motor Vehicles on Flickr where you will find over 10,000 car and truck photos organized in albums by model year, manufacturer, vehicle type, and more. This project, which began in 2008, continues to expand with new material added daily.

Posted by myoldpostcards on 2014-10-02 20:58:00

Tagged: , Auto , Autos , Automobile , Motor Vehicle , Car , Cars , Antique Car , Classic Car , Old Car , Collectible Car , Vintage Car , myoldpostcards , von Liski , American Motors , American Motors Corporation , 1966 , AMC , Ambassador , 990 , Series , DPL , Diplomat , 2-Door , Hardtop , Owner , Stephens , Bill Stephens , Cool Cruisers , Car Club , Central Illinois Mustangers , Lowe’s , Home Improvement Warehouse , Toys for Tots , Cruise-In , Springfield , IL , Illinois , 10/8/11 , October 8, 2011 , Grille , Front End , Chrome … Read More