Got an embarrassing or unsafe porch? Don’t let it fall apart on you this summer and wind up costing you even more! Remodel or Repair today with ProMaster!
Home Maintenance The easiest way to avoid large and costly repairs to your home is preventative maintenance. Don’t let small items go until they become big jobs. We see too often while estimating, that if simple painting and caulking, or sometimes sealing of stone or tile work had been performed regularly, many of the repairs and replaced surfaces could have been prevented. Putting it very simply, maintenance adds life to any surface and keeps your home looking fresh and new. Remember, an ounce of prevention is worth what to you…For these smaller maintenance items we offer:
Hourly Carpenter Rates
Hourly Painter Rates
Handy Man Service
Emergency After Hour Service
Call for a no obligation, in home estimate on these service:
Tagged: , New , Kitchens , Facelifts , Bathroom , Renovations , Finished , Basements , -Decks/ , Patios , Custom , Built-In , Cabinetry , – , Painting , drywall , Insurance , water , damage , work … Read More
Securing a loan is an important process in home buying. Most buyers save for the down payment and leave the rest to mortgage. The system makes life easier to those who understand their loan better but it can also add burden to home buyers if essential elements are not properly taken care of.
Here are some tips when you plan to secure or you already have a home loan.
Save as much down payment as you can. Set aside portion of your income monthly and be disciplined enough not to spend it. You pay lesser debt if you give bigger amount of down payment.
Gather as much information as you can from credit companies or banks when you are looking for a home loan. Know important details on interest rates, mortgage features, package offers as well as fees and charges. Example questions you can ask are as follows:
- Do you have a low introductory rate available?
- What are your fixed and variable rates?
- Will the home loan features incur additional cost?
- What are the cost involve in getting a loan?
- Is it possible to switch banks?
- Do I get interest rate discount if I pay annually?
Save money by finding a loan that suits your financial needs. Compare the information you have gathered. You may want to check with your existing bank if they have better offers. A mortgage broker can help you get a better deal but be aware of the commission fee it will cost you.
When paying your mortgage, pay regularly and give more the minimum required if your financial situation permits it. It is a good idea to put your bonuses or extra money to your mortgage so that you can pay your debt faster or reduce the interest charged. In some cases, you can save money by moving to another lender or getting another loan. This process needs careful research though as charges also applies and it outweighs the benefits.
Review your home loan. Lenders change what they offer most of the time. Make sure that your home loan is updated as interest rates frequently rise and fall. Aside from interest rate changes, you should review your mortgage if you have changed your job and that your salary either increased or decreased. If a new member of your family has been added, you might need necessary adjustments to your home loan. Ideally home loan health check is done every 2 years.… Read More