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Actually, there are two home values, the value to the homeowner and the value to the potential buyer. Unfortunately, both values are emotional and not facts based on market data. The homeowner has time in the home, family, years of memories, children growing up, maintenance, occasional blood sweat and tears in room additions, kitchen or bath remodeling. Obviously the owner places a high value on his / her castle and rightly so.
The buyers on the other hand see things differently and act on different emotions. The buyers are looking for that emotional spark at the first viewing. The all-important first impression is what drives the potential buyers … at first. From there the first impression quickly turns to affordability, the cost to get in the home, the closing costs, the monthly notes, the taxes. Should I make an offer? What is the least I should offer?
Market value is somewhere between these two emotional extremes. This is where the appraiser comes in with an objective opinion backed by market data. Market value is defined as the price a willing buyer will pay to a willing seller for a product or service. In real estate, this is known as an "arms length transaction" meaning both buyer and seller acted willingly and not under duress.
Where does the appraiser begin and how do they arrive at those magic numbers called Market Value? It is not magical at all; it is a methodical series of analytic steps.
First, the appraiser makes a physical inspection of the property, determining the size of livable floor space and making note of all amenities, such as the number of bedrooms and baths, the garage, washing facilities, storage areas, and any special features such as a fireplace, pool, patio or outbuildings. After a through inspection, the appraiser has a starting point to arrive at market value. With all the physical data collected, the appraiser uses two or three methods to arrive at market value. The three methods are: Market Approach: The appraiser searches for comparable homes in your neighborhood, subdivision or within your city with comparable neighborhoods. Cost Approach / Cost analysis: The appraiser calculates the cost to build your home at current material and labor costs, less depreciation for structural damage, poor upkeep and neighborhood disintegration. Income Approach: The income approach does not apply to residential market value. This approach applies to income producing properties such as residential duplexes, apartments and of course commercial properties.
If the property being appraised is a residential structure many factors are taken into consideration beyond the physical attributes of the property. The appraiser also considers the compatibility of your home within the neighborhood, such as does your neighborhood add to or reduce the value of your home? This involves pride in ownership factors, which occurs in most communities. However, location, location, location drives the final market analysis. The appraiser considers the ebb and flow of growth and its direction within your town or city due to socio-economic factors. In addition, … Read More
Great Smoky Mountains National Park is a United States National Park and UNESCO World Heritage Site that straddles the ridgeline of the Great Smoky Mountains, part of the Blue Ridge Mountains, which are a division of the larger Appalachian Mountain chain. The border between Tennessee and North Carolina runs northeast to southwest through the centerline of the park. It is the most visited national park in the United States. On its route from Maine to Georgia, the Appalachian Trail also passes through the center of the park. The park was chartered by the United States Congress in 1934 and officially dedicated by President Franklin Delano Roosevelt in 1940. It encompasses 814 square miles (2,108 km²), making it one of the largest protected areas in the eastern United States. The main park entrances are located along U.S. Highway 441 (Newfound Gap Road) at the towns of Gatlinburg, Tennessee, and Cherokee, North Carolina. It was the first national park whose land and other costs were paid for in part with federal funds; previous parks were funded wholly with state money or private funds.
Before the arrival of European settlers, the region was part of the homeland of the Cherokee Indians. Frontierspeople began settling the land in the 18th and early 19th century. In 1830 President Andrew Jackson signed the Indian Removal Act, beginning the process that eventually resulted in the forced removal of all Indian tribes east of the Mississippi River to what is now Oklahoma. Many of the Cherokee left, but some, led by renegade warrior Tsali, hid out in the area that is now the Great Smoky Mountains National Park. Some of their descendants now live in the Qualla Reservation south of the park.
John Cable Homestead in Cades Cove
As white settlers moved in, logging grew as a major industry in the mountains, and a rail line, the Little River Railroad, was constructed in the late 19th century to haul timber out of the remote regions of the area. Cut-and-run style clearcutting was destroying the natural beauty of the area, so visitors and locals banded together to raise money for preservation of the land. The U.S. National Park Service wanted a park in the eastern United States, but did not have much money to establish one. Though Congress had authorized the park in 1926, there was no nucleus of federally-owned land around which to build a park. John D. Rockefeller, Jr. contributed $5 million, the U.S. government added $2 million, and private citizens from Tennessee and North Carolina pitched in to assemble the land for the park, piece by piece. Slowly, mountain homesteaders, miners, and loggers were evicted from the land. Farms and timbering operations were abolished in establishing the protected area of the park. Travel writer Horace Kephart, for whom Mount Kephart was named, and photographer George Masa were instrumental in fostering the development of the park. The park was officially established on June 15, 1934. During the Great Depression, the Civilian Conservation Corps, the Works Progress Administration, … Read More
Bimini Ring Games make a wonderful Christmas Gift and Stocking Stuffer. They provide hours and hours of fun filled action and entertainment and are surprisingly affordable to make. Prices for pre-assembled games range from under $10.00 to over $200.00, many of them are manufactured in the US while others, like the multiplayer games, are from China. With the help of this article you’ll learn how you can make a Bimini Ring Game for under $4.00.
Making a Bimini Ring Game is easy – you can find all the parts required at most hardware stores – If you don’t mind purchasing more than you need, or if you are planning on making several games – the hardware you purchase at the local store will work great.
Here’s where to start…
You’ll need to purchase the following items:
Note: The Larger Plastic Anchor is not required if you are attaching your hook to a wood post.
So… how much does all this cost?
You’ll need to visit your local Hardware store – Ace; Home Depot or Lowes will have nearly everything you need under one roof. Some of the items you need are only sold in packages of multiple items – meaning you’ll be paying for hardware you wont be needing. The hooks come in a package of 20 for around $9.00, the rings are usually come two to a pack for $1.50, the plastic anchors are 100 to a pack for $4.00 and the larger plastic anchors are usually $4.00 for 50 or so. The small screw eye hardware is about $5.00 for 100 ea. and a package of string will run around $4.00
All the hardware will run around $27.00, but if you buy 10 more rings for $17.00 you could potentially build 12 games for around $44.00 which is less than $4.00 each! You can probably think of at least a dozen friends that would enjoy owning a game – and these games make a great Stocking Stuffer for Christmas or for the traditional Chinese Gift Exchange games at Christmas parties.
Need help with installation?
Instructions are readily available online, you can find where to position the hook on the wall and where to mount the eye hook on the ceiling and how to adjust the string to the correct length by searching Google for the term Bimini Ring Game. You’ll also find helpful suggestions on how to play the game and setting up competitions online as well.
Don’t need a dozen games?
If you’re only interested in building one game – you may be better … Read More